How We Make Financing Easy

What Makes Us Different

What sets us apart most is the simple fact that we don’t judge. Life happens. Having a bad credit situation isn’t something to be ashamed of, especially when you speak with us. Heck, there’s quite a few of us that have been in a similar situation as you.

Mankato Car Credit operates within an actual dealership (Kia of Mankato), in Mankato, MN. That means you can expect transparency, honesty, and an authentic car buying experience when you work with Mankato Car Credit. We are NOT a “buy here, pay here” store. Any vehicle you purchase from us will reflect on your credit, and provides you with an opportunity to use your new vehicle, to build good credit. If you didn’t know, the purchase of and consistent payments on a vehicle is one of the quickest ways to rebuild your credit. On a similar note, we work with more lenders, than any of our competitors, that are willing to finance individuals in your situation. Bankruptcies, divorces, and repossessions are situations we deal with on a daily basis.

Our team has a combined 20+ years working with less than ideal credit situations and 30+ years in the automotive industry. You won’t find a more knowledgeable and hard working team, any where in the area. The team has three responsibilities: Find a car that fits your needs, find a car that fits your budget, and do it in a timely manner. This team will battle for you to get what you deserve.

What to expect:

Here’s what to expect once you’ve filled out the pre-approval, credit application, or both.

A member of our team will reach out to you to confirm the information you’ve provided and lightly discuss your current situation a vehicle need. You can expect them to invite you in for an appointment.

When you arrive at the dealership you will meet with Jake or Cameron. They are the Special Finance Managers, the guys that are going to go to battle for you, so you can leave in the vehicle you deserve. You’ll discuss your credit situation, vehicle needs, and budget.

From there you can expect to drive a few vehicles that fit you needs.

Once you’ve decided on the vehicle, it a matter of filling out some paper work and securing your financing.

The last, but best step is to happily drive home in your new vehicle.

If you have any questions about the experience or in general, reach out here.